Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

However, looking at some payment processing options like stripe it seems there is close to a 3 percent fee for utilizing the service.

Your lender will likely base the loan off just one income/credit though (at least that's how my lenders have done it)I would personally advise against it - life is a windy road and you never know when one of you may want out of the deal even if both have full intent to stay in from the onset.

I knew I wanted to invest in RE, but at 22 while in college there were a few obstacles in my way.

As I matured in my career I have expanded my lender network and product line with the goal of carrying a very wide variety mortgage products at the best rates.

I’ll certainly be looking at MTR options.

At some point I want to build a 5000sf metal building to work out of instead of renting.

There's a very good chance the issue(s) you face have already been discussed and answered.Go to BUILD YOUR TEAM at the top of your screen, and you can search for other MEMBERS or LOCAL MEETUPS.

A screen shot with the URL and date at the bottom is necessary.

Renting would put me at -$220 a month.