Non-bank mortgage servicers have acquired massive portfolios of mortgage servicing rights, many of which consist of delinquent loans that require a heightened level of service and support.

I'm a bit north of Allentown, my office is in Bloomsburg (Bloomsburg University)...

Personally, I would save my money, read and participate here on BP; pickup some good real estate reading for the Canadian market {Ask, I can send you a list}; take a course at a local university or community college; or attend a local real estate investors meeting such as those hosted by @Gary McGowan.

Its located near campus of a state university.

Assuming the FMV of the property will support the deal, I would give it some consideration at $100K, but not at $120K.

Hey everyone, I want to know more about customer support tools and what are the options. 

The first thing you have to account for, does the property support the loan.

You have to be on the City Council, part of the school board, on the chamber of commerce, a supporter of the fire department, etc., etc. 

If not, and the neighborhood supports it, I'd fix that and then do a complete refresh and see if you can rent it at a higher amount.

Hey everyone, what a great community of supporters.