If I want to buy something I leave it in my shopping cart for days before buying it.

No, just inform them you are the new owner (they may want proof) and provide them with the address to send payments. 

Converting the basement to a living space to make a duplex.

@Kwok Wongso a few reactions-in general you will not be able to buy something on the MLS that is distressed enough to work as a BRRRR. 

Happy to Connect.

@Philip Jones we've helped our clients do over a hundred.As some of the lenders posting have pointed out, the challenges are:1) Property value and corresponding loan size2) Appraisals have much better comparables than 5 years ago, but may still be an issue.3) Property condition can be an issue via the appraisal4) Ownership seasoning - most lenders looking for 6+ months or incredible documentation for cost of improvements made.5) Most DSR lenders require professional property management.Always try a small local bank or credit union, but most will expect you to transfer your business bank accounts over to them. 

However, years of financial struggles and competition from major players like Walmart, Target, and Amazon contributed to its decline.Following the closure of the Hamptons location, Kmart will have just one downsized store in Miami, Florida.

For years??? 

Hi Ali, welcome to the community! 

Hope this helps and I know you are going to do great!