They have all of their background and credit reports done and they can use them on multiple applications.

A young engaged couple applied and completed credit and background check on my cozy listing, but only her information was there because he does not have a SSN.

Even now, with the doom and gloom in the headlines, we are still technically in a seller's market with supply far below normal.

@Kevin AllenS Corp is a tax filing status technically, not a legal entity.

Technically, the penalty is for paying off the loan, so refi, sale, or you just pay it off with cash. 

When I was starting out, I did background checks, but didn't pull credit, assuming most people in the Class C markets likely had no or bad credit. 

My leasing agent ran the tenant search on the tenant and I read over the background report he sent me, and did not mention the drug trafficking history that this has turned into.

Additional background: I just refinanced my property with a new loan of $411k and the approximate value is $500k.Thanks in advance 

To preface this post, I have a background in project management. 

Technically they are not "independent" contractors.I cannot find anywhere where there is an interpretation clarifying the issue, but I am reluctant to pay it out if it will not be forgiven.Does anyone have an opinion or insight?