I'm new to this, does anyone have recommendations for best HELOC HELOAN providers?

Check out Zillow hottest housing market of 2024: https://www.axios.com/2024/01/10/zillow-ranking-hottest-real...The Columbus market provided great appreciation while the Cleveland market provided great cash flow.

And give more weight to a business owner providing you a suggestion rather than just some broker saying "I can do it".  

Any recommendations for affordable companies that provide this coverage in Northwest Indiana?

If you have the down payment lender will be able to provide construction funds .

It was difficult to find an insurer to finally provide full coverage at under $2k, about double normal rates for my area.

I am a big believer that in the end, people can provide a template, and is up to us to make it work.

It is a strong and versatile program, and it can more easily provide you with any list you want for larger properties and MF owners (among other asset classes).

I shouldn't have to ask my landlord's permission to celebrate my religion and put up Christmas lights provided I'm not doing any damage to the home .

You can also seek advice from lenders and brokers on finding a suitable real estate mentor, most will be able to provide one.