@Milton Chamberlain100 votes for providing a reality-based response.

In order to try to provide value to the community, let me try to to just that here.I wouldn't doubt the murder statistics mentioned in the article.

To provide some context,I plan on using a conventional loan and put down 5% (That way PMI goes away).  

A final 1003 at the top, provided from the actual lender should have that designation.

Additionally, consider other factors such as potential appreciation, tax benefits, and long-term wealth-building potential.Lastly, don't hesitate to seek advice from experienced real estate professionals, such as real estate agents, property managers, or mentors, who can provide valuable insights and guidance as you navigate your first investment. 

The other users in this discussion have provided some valuable insights into the "hot markets" in Ohio.

I've met partners, lenders, contractors, essentially my team and its been incredibly valuable.I also recommend finding someone in your market doing what you want to be doing at a larger scale and figuring out a way that you can provide them value.

That could be a good place to search for leads in the form of buyers seeking to purchase their next investment or realtors who may want to work with you to provide financing for their clients.

Folks here could review and provide some recommendations perhaps.

These forms provide a written confirmation of the terms of the oral rental agreement and help prevent misunderstandings or disputes down the line.By having tenants sign estoppel forms, you can verify important details such as rental amounts, deposit amounts, and any additional agreements or responsibilities.