Typically, when funds acquire loans, they assume delinquency/default risk in exchange for earning a yield on their investment.Yet this would work differently – it’s a request to purchase debt alongside a corresponding put option/insurance policy.From the buyer’s perspective, as long as the seller remains solvent, with sufficient liquidity for any exercised options, it’s a risk-free investment.

Her math is off but it's a valid option.

I have a rental home in Centennial, Co (couldn't find Centennial on the Colorado city options). 

We want to buy a multi family of 2-3 units and house hack by living in one and renting out the other one or two units.

People live there because they have no other options.

Is the certification a recognized option that you have obtained additional training that instills confidence in real etatinvesting?

The owner handles the rehab themselves.So, we rarely charge any fees as our owners typically choose one of the 3 options and they are all a win/win for both of us. 

@Michael Mainini you have options and renting could be a good choice if your interest rate is low.

You could buy a CD right now at 5% and make a better return and that is a VERY conservative choice with much more advantageous options available.

I see there are some options out there and am curious if anybody has done so.