Don’t go bigger unless it cash flows.  

Some people prioritize convenience over cash flow.

Any additional feedback is appreciated, and the podcast name is "Teaching Tax Flow". 

@Chris Seveney, as I am continuing to learn, I would not totally rely on audited financials, UNLESS, the audit goes all the way down to the property entities themselves and are auditing the cash flows from tenant payment through to full investment level, including owner contributions and distributions.  

Conventional loans are "full documentation", meaning they look at all of your expenses and income using "Debt to Income" ratio for cash flow.

I can say that from the description of your home, adding that second bath probably won't add a lot of appreciation value to the home so additional cash flow would be where the value would be. 

DSCR is a type of investment property loan that lenders use to evaluate the cash flow from a property relative to its debt obligations, rather than primarily focusing on you, the borrower's personal income.Down payment: Expect to need at least 20% to 30% as a down payment, though this can vary by lender and property type.Interest rate: Interest rates for DSCR loans are typically higher than those for conventional loans because lenders view them as higher risk.

If anything I believe it will help if you are cash flowing. 

Unless there is a really good likelihood that the property will through off cash flow, or another good reason to purchase I would not buy it. 

Should the units cash flow with me living in one side if it's a multi unit complex