Would it be better to just wait for rate cuts then jump in. 

., income - expenses).Individual foreign investors pay income tax at graduated rates up to almost 40%.

You can buy new outlets rated for aluminum wire .

Pierre Eade @Pierre Eade   Are you looking to pay off the HELOC just for a lower rate? 

I bought my first home paying 20k over asking price with a 10k appraisal gap, but lucked out with a good interest rate (3.9%) this was in 2022. 

I purchased a property where there was a verbal lease, month-to-month, 0 security deposit, and the rent was 1/2 of the market rate... some instances you're better off having the seller evict 1st.

I suggested to Clint to stack some credit cards to have zero rate for 12 -18 months as his cushion for cash.

On the surface, it seems like it meets a lot of broad criteria for being a positive investment, including a positive cash flow at a currently high interest rate, but I don't want to miss on my first step into this.

Are people still investing is San Diego or have the high interest rates and low cash flow moved investors to other markets?

I've got at 2.29% rate on the current primary and a mortgage payment all in of about $2600.