Most of the HOAs I've dealt with use attorneys for collections who keep pretty detailed files and know what debt has been discharged.

I had been hounding the company for details for about a month so I could ask for the right days off of work and I subsequently asked for a refund, as I couldn't maneuver my way to a conference in Toronto on such short notice.

Without details, we can do a lot of guessing, but cannot give you any real information on locating funding.

I'll explain foreclosures, but I'm not sure that's what you're asking.The details of the process vary from state to state as do the names of the documents involved.

All the details are there, check it out and let me know if you have any questions.

I thought I would poke my head in here.It has been my direct experience that negotiating DIRECTLY with the seller re: selling on terms is the way to go.Having an agent negotiate for me is usually not the way to go.My 2 cents.Also, the motivation of the seller is as important as the finance details of the deal.Do not ever talk money or terms unless you understand the WHIFFMs of the seller (what is in it for me).

Loans are a game where details matter.

Every aspect requires more detailed knowledge.

Post the details (numbers not address) and let's see if we can help.

I was successful in the past getting deals in 90004 and 90016, which are up and coming areas in my opinion, and I missed some great ones in 90026. but those areas have gotten really expensive.I have thought about out of state or out of area purchases as well, but I have not gotten past 1. not trusting third party managers and 2. reluctance to buy in an area that I don't know the details of the city.