Some examples of habitability codes are functional toilets, functional sinks, functional smoke detectors and carbon monoxide alarms, weathertight windows and doors leading outside, bathrooms must have a mechanical vent or an easily opened window, a bedroom must have an easily opened window and either two electrical outlets or one electrical outlet and a light fixture and all pipes, plumbing and electrical must be per code.

Here in the Bay Area, lenders are notorious for disclosing without the local transfer tax, which can easily be five figures, to lure consumers into thinking that they have lower "closing costs."

Typical requirements are usually 25%-30% down and you are more likely looking at a 20 year amortization with a possible balloon payment.One thing B2R may be figuring are estimates for management, maintenance, utilities, and repair reserve which could easily add up to more than $450/mo when there aren't hard numbers to go by.

Lenders will then easily be able to review your finances and provide you with estimated numbers on different products like FHA vs Conventional. 

Let's connect as I would love to learn what you have learned and we can share the possible challenges and even lack of information that is easily accessible to veterans and those in the military. 

If your terms are not clear or easily misunderstood, rewrite them at the next possible interval.

Will I be able to refi as easily as I'm thinking or ae there hidden conditions that can prevent flexibility at the end of the fixed-rate period? 

I am not sure how easily the lead gen tools and listing database integrate if I create my own or how much technical support eXp provides. 

You can’t put a price on education and I am not easily persuaded, but it is a consideration.

BP has plenty of money that they could easily pay for blogging if they wanted to, but that creates a content and conflict of interest problem - is the blog post content worthwhile or is it just a paid advertisement?