I am in Kitchener Waterloo and we have a steady rental market here and even the capability of positive cashflow along with mortgage pay down and most recently double digit appreciation.  

I am very liquid but I am a professional poker player which makes getting a loan tricky since they consider me 100% commission based.

The latter is my current favorite for its ease, transparency and mitigated risk while still owning property and realizing double digit returns.I am focused on passive investing (although there are very different levels of that), and you may have very different focus.  

Many of the ares are in double digits on how far prices have decreased and continue to fall there.There are not many houses you can buy to rent out there and have positive cash flow from what I have seen and heard on these forums and other places.I may be biased since I live here, but Houston is a good place to invest.

Digital Trends Has a good article about peer to peer money transfers. 

Wanna play some poker, a friendly game, bring 25K.

They should have some snacks and ask you multiple times to sign the app.Know the rates in the area and just pay them.2 to 30 units, 10%. 30 to 100 units, 5-6%, 101 to 250 units, 4 to 5%. 100+ 3%Record keeping- Make sure its digitized or move on.

My thought process for Fed owned property is they will never come off double digits all at once.

A little about myself, I have lived in Central MS for about 6 years and currently work in digital marketing full time for a large media company.

I see your point i just hard  find it hard finding this info out..its like a poker tell..they arent voluntarily volunteering this info out some of them..like im struggling i need to sell..lost my job going through divorce..etc etc...if they blurt that out..they lose their position..I guess some people just tell you straight up..my wife died, im broke need to sell asap..some are more honest than others i guess and just will be straight up with you.