Here I am putting down 25% of my money, have a great credit score of 780, have a job showing good income and yet they still want to see all my other financial documents.

but your credit score is going to be important.Some title company's will provide off the shelf deeds of trust and note.   

You can list your unit on there, as well as do background and credit checks and collect rent.In addition to asking a local realtor for the rental rates, you can look at the rents of similar properties in the area, which you can find on places like Zillow and Apartments.com

Looking for help finding simple pro forms software to analyze business model consisting of purchasing 5-10 single urban homes one at a tIme, rehabbing and renting all using line of credit and cash, the packaging in a bundle and refinancing for 5-15 year hold.

I couldn't offer my name and credit because I am under contract for a personal residence and plus, I have student loan debt too.

However, a 600 credit score and zero felonies is not subjective. 

I got title insurance in 2 days and used a line of credit where I had the bank do a certified check to the title company. 

Interest rates and the credit market impact the real estate market for sure. 

I'm sure you all see similar credit reports. 

They can't assume that they will be getting a credit at closing.