Using a private lender is a big commitment and you don't want to get in bed with the wrong one! 

Going all-in and committing to REI so my question is: about how long does it take to study for the real estate exam (I’m in northern VA and would be looking to purchase here)?

Hello BP community, I taken the opportunity of a new year to start strong and committed to make a positive change in my life and hopefully buy my first investment property very soon.

If you declare a property owner occupied that you intend to rent out you are ABSOLUTELY committing mortgage fraud. 

It sounds like you can't commit much time to BRRRRR or vacation rentals or syndication so I would try to figure out what kind of multi-family properties you want to buy that you can put 20%-25% down on, buy a few of those and then hire a good property manager.

But if you are seeking that next deal and have the cash or preapproval ready and are committed I totally understand and agree with your point.

I know it might not seem like it but becoming committed is the hardest part. 

Are you committed to only multi family?

Also do your homework on the neighborhoods ahead of time so you know what you are looking at.You are about to commit some hard earned cash on something so spending $400 on a round trip ticket somewhere isn't a waste of money.

But I can guarantee I am 100% committed to learning and helping someone if the opportunity arises.Thank you,Josh Cummings