My properties are Class C properties.

I checked with the state and the state will not allow utilities to be ran underwater to the property across the lake.

As interest rates climb, how are Texas buyers adjusting their strategies to secure property?

I did  Zillow searches on properties  in Dyberry Township  under two acres a) sold and b) for sale. 

You build the second property and what does the lender do?  

I am near retirement from the 9-5 and would like to diversify into rental properties.

To add to this, a lot of Wholesalers or agents from New Western deal specifically with lower class Real Estate, because like Stuart mentioned it is the lowest barrier to entry and typically easier to convince sellers of that property class to sell under their conditions. 

The portfolio of homes would do a lot better if the rates weren't trash, and since they are a bigger pockets member they became aware that you can wrap up a bunch of single family homes into a single commercial mortgage (sometimes called a "Blanket Mortgage"), generally if they are geographically concentrated.

Since you're focusing on Worcester, try pulling up some local property listings and practice running the numbers on them.

Finding the right operator is the key here but once you do it's passive for 3-5 years as a commercially leased home.