Key element is to be truthful, and not make a false claim.I think this is the form your looking for, I could be wrong: http://www.courts.state.md.us/district/forms/civil/dccv001f.pdf

Unfortunately, the original hard money lender you lied to has opened themselves up to significant civil penalties by not doing much due diligence and subsequently originating your owner occupied loan.Like I wrote earlier, I hope I'm wrong and if I am, I apologize for the harshness of my post, but I sincerely doubt I am.Stephanie

in the areas were there are no city rules over riding this federal law.. its a nice way to pick your neighbors Unfortunately Birmingham is the epicenter of the Civil Rights Movement.

I spent a fair number of hours researching this topic recently before I updated my lease but you can never be sure until you litigate a lease provision.Additionally we are replacing all carpet with vinyl and increasing the rent for everyone to cover what would have been pet rent.

@Anastasia Jordan  one thing I learned in my early years of this business from my Daddy's real estate attorney.. is NEVER litigate over principal  Never do that.. 

Many states prohibit taking title to a property in exchange for "helping them out", with both civil and criminal penalties.

Even with Attorneys, I had to walk a careful tightrope or we would have eaten up 10s of thousands in Litigation fees to recover the ERM.ANYWAY......

I think next time though I am going to try RentPrep as I think their report is a bit more detailed and they offer  civil search screening which interests me. 

I learned that him and is company is currently under litigation for nonperformance of work and "fraud".

If I lock them out, will.the police make me let them back in or can they legally break in or is their only recourse civil court?