Purchase price: $100,000 Cash invested: $28,000 4 unit: 1 bed 1 bath each. 2 upstairs and 2 downstairs. $475 for 3 units $450 for 1 unit.

Be sure to provide them a copy and help them understand they are liable for all terms.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

We have the cash to pay it now, but with 0% financing, we are in no rush to give up our cash. 1. 

I am looking to do a cash out refinance.

Seen a YouTube where the owner/principal provided a process to scale quickly.

I would like to do it anyway and I do have the funds (fully funded HELOC & cash).

I’m not necessarily looking to cash flow, but I would like the mortgage/taxes/expenses to be covered by the rent payments if all the units were rented out. 

So, I'm left questioning what benefits there are to the 2/1 buydown that would make it a recommended option.I'm thinking that if I skip the 2/1 buydown, the cash to close would be lower, meaning I'd need to put in less of my own money upfront, which seems like a better option to me.

If you want specific advice, things that would be important would be some background on the sponsor (years in business, portfolio size, you don't have to name names), where the property is (city), what it was bought for and when, how much was the loan and when does the loan mature, how much equity was raised, was there any preferred equity or multiple share classes, what is the occupancy, is the sponsor responsive to your communications and providing reports, and so on.