Personally I would subtract the amount of expected repairs from the ARV to get an offer and even then I would offer less to see what the seller says.

What is it you need to loan, the amount, how long you want to have the loan? 

A Payment Schedule should outline Payment Milestones, Amounts & Terms which describe the work that needs to be completed in order for the Contractor to get paid, how much the Contractor gets paid, and when the Contractor gets paid.Form W-9You will need to get a W-9 from the Contractor so you have the Contractor's Name, Address & Taxpayer Identification number which will be used for preparing Vendor 1099s for your Contractors at tax time.Proof of InsuranceBefore hiring a Contractor you need to make sure that the Contractor is carrying the proper insurance to protect your property, investments & personal assets.

A degree is always good to rely on as long as you don't take on a huge amount of debt to receive the diploma. you can work on both at the same time.

) Check out the forums for an incredible amount of real-life experiences!   

Originally posted by @Joey Isidore:@J Scott you must have quite the time on your hands.I apologize if my point didn't come across as intended...To address your question more directly:  There is no way for someone who doesn't know you, your situation, your goals, you expertise, your location, your time availability, your acceptable amount of stress, etc. to tell you which path is better for you. 

The thing is, you have to set a good amount of time to filter candidates, interviewing them and training them.

Also the cost of the carpet install is all inclusive at HD so if you have an abnormal amount of stairs (ie. a tri-level unit) then you will save a ton by not paying per stair.   

Kee, you are entitled to be paid the amount you improved the value of the property with your preservation improvements.  

You can use it in many contexts but the basic idea is for the subcontractor to suggest to the GC/Owner about various design/product changes that could save a decent amount of money.