That's worth checking so you know what overlays apply.  

We are looking to buy a house and wondering what is better to either go 1) direct to the bank and apply for the mortgage 2) work with a mortgage broker.

Any suggestions for applying for a HELOC when I am responsible for the mortgage (VA loan) and my LLC owns the deed.

I guess I could tell him he needs to apply, which of course would be denied as he doesn't meet the criteria, but then what?

Question:Do pet fees apply to small animals too (gerbils, birds, etc)?

Then, upon stage 2 (completion), the money in these accounts would be invested into the property, which would be applied to the principle of the mortgage.Legally speaking, what would this type of relationship be called?

The interest rate you speak of a compounded cost and the CoCR is a simple interest applied to one year.Once again, percentages rear their ugly head and lie to us.

During the second semester, I applied to become a member of the mentorship program that allows participants to learn and develop resume, interview, and network skills, along with learning and applying technical skills such as real estate accounting and valuation fundamentals.

While my unit is 1 of only 8, so the large numbers might not apply in my specific case, your point on the potential to limit non-owner occupancy is something that never crossed my mind. 

You can apply on the website, but there aren't any guarantees.