If I'm not mistaken unlike some of the other "rules" this one is based on a survey of millions of units from the national apartment association. 

I don't know if they are national or not.

Working with a national broker would bring credibility, however, I doubt most will be gung-ho about assignments and options.  

It could be old news, but figured I'd put it out there.http://www.state.nj.us/dca/divisions/dhcr/rfp/pdf/...It's for stabilization of deteriorating neighborhoods due to superstorm sandy.The part that stopped me was this line: "The program initially will provide zero interest, 100% forgivable loans to Community Housing Development Organizations (CHDOs) and Community Development Financial Institutions (CDFIs).

Whatever is going on around the rest of the nation is only relevant if it affects me. 

If you are dealing with a national or even a regional bank that is probably why you are hitting that financing road block.Have you contacted any banks that are portfolio lenders or in other words banks that hold their own paper? 

Hello Fellow investor,I am brainstorming and have called all my local institutions, read all the junk provided by gurus, but other than private or hard money, could anyone please recommend or PM any big bank that lends under the following or similar terms?

Among national companies Fidelity is usually a good choice, although some local offices of most national title companies still will not like same-day deals.  

The issue above was that you were clearly attempting to obtain financing from the bank without full disclosure as to your funds which IS BANK and MORTGAGE FRAUD, not an opinion, but by statute, any omission of facts in an attempt to obtain financing from an insured institution is considered fraud, period!

I wanted to share how I am beginning to try and save money on these things in 2015 as well as see if anyone in the Cedar Rapids, IA area has been doing any of this or has any of there own tips.I am prior service ARMY National Gaurd so I take advantage of the 10% military discount at Lowes, HD and even Ar Jays.