I would not recommend this.

Look at Lots of properties to learn your market.

I understand the inspection would affect the value of the policy but I don't see why it stops me from getting the policy.Is this normal?

I'm considering refinancing my current VA loan, which has a 5.6% interest rate and a monthly payment of $3,200, into a conventional loan.

That being said, how does one go about getting architect plans for a home to get bids from contractors in a smart way?

Quote from @Christopher Cole: I'm glad to see this post has helped so many people over the years. 

if your doing a senior project I would suspect your best and most cost effective landing solution is going to be a local community bank that loves real estate.. in my experience most will want 50% down on the dirt and a ton of experience and a really strong balance sheet.Myself I always pay cash for the dirt this makes finding a lending partner much easier.

However, this is not a nice motorhome. 

I am a 33-year-old from Washington State working in healthcare.

I have posted about it previously:https://www.biggerpockets.com/forums/51/topics/831924-beware...https://www.biggerpockets.com/forums/51/topics/1191846-cauti...Here is one more example, this time from a presentation made to CPAs by a prominent cost segregation company.