I really recommend improving your credit if you can help it.

Anything I can do to improve my plan? 

This is a ridiculous set up for a bathroom, but I don't have a huge budget to improve this but I know its not something the tenant is going to want to deal with.

i wouldnt sell a 1F or 2F to buy another of the same- unless it was to cash in on improvements made and/or reduce investment/risk in any 1 property/county - especially with impending socioeconomic collapse at least in usa

When rates are increasing over a cycle, it's usually because employment and lending conditions are improving, optimism improving, more cash on hand, oftentimes more than offsetting higher rates.What I think we can say with a high level of certainty, is that in any given economic backdrop, lower rates would very likely cause higher prices, and higher rates would very likely cause otherwise lower prices.

(Although, our duplex more than covers the loss, this property was a means for us improving our financial situation and allowed us to get into the investment game).

I also like prep agent on YouTube.

I have a TON of time that I typically just spend reading real estate books and listening to various real estate podcasts and youtube videos. 

There are around 40 families moving here every day and we just don't have the space for everyone, so neighborhoods like that are going to start improving whether they like it or now.

And that's another thing to consider...the CDN $ relative to the US is much weaker than it's been in a very long time, although recently it has improved (for CDNs) slightly.