What they do have is assets that are cash flowing sufficiently to cover the entirety of the debt and other expenses associated with the ownership of the asset, and a ROIC (return on invested capital) that meets the desires and fundamentals of the investor holding the asset. 

No interest also contradicts the concept of value and the right or entitlement to earn interest from the value exchanged, especially in a long term transaction.

@Ikean Lucasi would be glad to help. when i get more info, i will follow up with you. i have not heard from @Brian Dayal yet. i want to sit with a fee based CPA who could take a look at my financials and see if i could use some type to make my plans a bit more air tight. i am on a strict budget now, but their may be ways i could save and earn more maybe in a IRA, ROTH IRA or mutual fund account, stocks for bonds.anyone with more info, any feed back would be greatly appreciated. thanks BP. 

Karen:I cannot speak for Ohio as there seems to be some variance in what is permissible and/or desired between jurisdictions.   

Also, The <100K/5% limitation will basically ensure RE crowdfunding will not care about investors earning under 100K  under title III (I don't blame them). 

I also desire the ability to work for myself and to eventually acquire financial freedom.

They are doing surprisingly well on the market and according to their last earnings call, they already have a date to be profitable.

It may prove a disaster situation if you try to get in before then (given the situation you have told us).Apartments going vacant and not earning you money for a time is part of the CODB (Cost Of Doing Business).  

@Sam Solomon just out of curiosity, why the desire to flip up North when you reside in beautiful FL?  

I like it because I am able to search based on my desired zip code then narrow down the search by entering in specific criteria such as bedroom count, equity %, median price range, etc.