Now we are working at paying off all that debt and I have to say it hasn't been smooth sailing all the way because things come up but it's going good.

The next few times it went much more smoothly.

Then wait if the responses are still smooth. 

That might come down the road but as of right now it has been smooth sailing with decent growth pace that I feel comfortable with (I usually gain about 1-2 properties per week).

White paint covers many sinsPersonally I prefer a all fiberglass panel some call 'kemlite' aka dairy barn liner,,,aka whatever they are calling it at the store your at.  4 x 8 sheets with a ripple white face on one side and smooth white on the other. 

Most all successful investors have done lots of their work, I've be schocked, fell off a roof, a ladder, cut myself with power tools and spent hours trying to smooth dry wall.No more!

(The person I know applied for a loan and everything was going smoothly.

Everything was going smoothly with the lending process except that we couldn’t supply the lenders with their requirement of three previous years of tax returns of the business.

Even if 9 out of ten go smooth and you saved on lawyer fees that 1 bad deal could break you.

If you are looking for the services of an attorney, and I always recommend having one when property is being transferred for the purpose of making sure the Deed of Title is air tight and the transaction goes smoothly, then I would recommend seeking out the Lawyer Referral Service of your state's Bar Association.