I think that one of the main reasons that investors decide to chase for private money instead of hard is because of the hefty price tag you have to assume in a hard money transaction.I do understand that you guys hard money lenders are in a very risky business and you have to compensate the risk by charging high interest and fees, but the reality is that every time that I have a deal I do my numbers with hard & private money scenarios, and most of the times hard money makes the transaction either unsuitable to purse or simply unprofitable.

By taxes I mean any new law or regulation that causes you to pay more money in taxes, fees, etc.If you feel like you need to take more and more risk to maintain the same income, at what level of taxes do you finally say enough is enough, my up-side-only investment partner (uncle sam) is getting too much of the profits and I’m taking all the risk, I quit.

That's "selling subject to (the existing loan)" and I think that's very risky.

My primary business is very risky so I am trying to balance that with free and clear SFH.I was always taught leverage magnifies everything.

The risk is tremendously higher to the lender if say..."

Until you get "no"s from all the small banks in your county, you don't know that financing isn't available for your less-than 50% loan-to-value proposition.

Things like approaching people that are not in the RE business to teach them how to get better returns on their investments by using their IRAS, CD'S, Savings (the book explains a couple of other ones) and retirement income for Real Estate investing is very risky and to me, a no, no.

Even though it is a risky investment as it is a security but the money is liquid so you buy/sell anytime during trading hours.

Setting a toilet is a shot in the dark proposition even under the best of circumstances...

Unless you are a partner, I don't see how you can figure out their financial proposition.