I pay back the private money monthly calculated as a simple loan. 

The one time he listened to me was he bought private health insurance for several years before Medicare kicked in, and though he was never hospitalized before he turned 60, was hospitalized twice, for weeks at a time between ages of 60 to 65 when he had BlueCross.

:what is commonly done is you request a copy of the offer with private info redacted.. just price and terms.. 

ADA covers public spaces, not a private residence.

Your best bet on a fix and flip is to use a private money lender or a hard money lender. 

If I look to get a loan from private lender how can I screen him to check if he is doing it legally❓And how to secure myself against loosing any upfront fees if this become a scam❓ By putting it on escrow❓Any advise😎✔️❓

Some of this is easy enough to find out (literally google maps) and some you need to do some investigating.

So would you have to come up with private money in order to refinance the house if you were to move into another house?

The irs has not had a lot of manpower or tools to investigate SDIRAs in the past but that is changing as more people are using SDIRAs.

We used private money, but were able to get some financing from other land owners that joined the project as an assemblage.