Because you have a lot of finance knowledge...but more importantly, the gift of filibustering a two minute answer into 30 minutes.

I was reading about Detroid in National Geo Mag and it sound slike the city will bulldoze abandonned homes if the property tax is not paid and then seed grass and gift the lot to the neighbor who is stipp paying taxes.

when you transfer it to yourself is it considered a gift, or a sale/ purchase?

I plan on using real estate as an investment vehicle after harnessing some wealth through solar, the dividends will go to perpetuate philanthropic principles learned through Giving Business Soul and Francesco Jara. 

Also, a seasoned co-op listing agent will know how to present buyers that have unusual income streams, are self employed, are maybe trying to time a sale and purchase, or are doing gifting, co-purchasing, or need guarantors, etc.

No closing cost could be rolled in and i actually had to scramble to pull out a loan against my 401k to cover the closing, and my agent gifted $1000 of his commission to help.

You also have the options of getting a cash gift from relatives to assist with your upfront costs. 

But thanks for telling everyone not to worry about gifts as long as they are less than $12M.

And, with a second home approach you can receive a temporary buydown from the seller, as well as gift funds, both of which aren't allowed for investment.

@Ramsey Persing  Well, money from a private lender is certainly no gift since there's an expectation of it being paid back.