We do that as a "Utility Offset" in order to protect our owners from extremely high utility bills when there are more than the normal guest count.Hot tubs can be incredibly valuable!

@Ken Naim, spot on about the prepayment penalty, this is not something I normally need to worry about with conventional financing.

Is this normal?

Another option could be lowering rent a bit but putting an additional responsibility on the tenant, such as lawn maintenance or a bill that you would normally cover.Good luck!

For normal homes I would recommend a company like homejab which does a good job for a budget but if you have a custom interior you're going to want a higher end photographer.  

Personal Injury Protection\But there are others that may also apply in your situation.Your umbrella would normally require that you have underlying Liability coverage of a certain amount. 

Flaming is directly insulting another member, flame-baiting is making a comment with the intention of getting a flame as a response, and trolling involves starting arguments or upsetting people by posting inflammatory, extraneous, or off-topic messages with the intent of provoking readers into an emotional response or of otherwise disrupting normal on-topic discussion.As far as "cancel folks not cool", some people in the forums sometimes get the impression that it is a democracy here, where you can say anything you want and it has equal value as something someone else says.

Sales are ordinary if they are normal for business, which may be based on their frequency and substantialityNote: Per court case SUBURBAN REALTY CO. v.

With things growing, I really want to leave my 9-5 job to focus on my investing business.I currently live a pretty cheap lifestyle, so I only need about $30,000 annually to live very comfortably.

We normally do not.