@Ariel Echevarria When making offers on listed properties and getting them accepted you're going to play by the Realtors rules..Most likely your states realtor's contract will have a non assignable clause.

I have used a mixture of vinegar cleaner to clean the carpet and get pet smells out and it may work for smoke smells as well.

Anyways my assumption was that hard money loans were non-recourse and didn't require much personal information.

I confirmed the premium with CMHCBecause a 6plex falls under “non-standard” units it will fall under CMHC but once again we can try to ask for an exception

Government.You may have been reading that the first year's premium is non-refundable, ie, refinancing.

If I ever look at a non-separated building, I am looking to see if it is possible to separate the utilities.

All of my financing so far has been standard bank loans, or creative bank financing with non-standard loans and equity lines.

So if it is zoned RT-4 but taxed as 7 units then it is considered "legal non conforming" which is perfectly fine EXCEPT when you, the owner, destroy/tear down the property then it must be rebuilt to conform with the new zoning.

The rules regarding non-relatives living at the house can be fairly strict, essentially they need to be approved by the park, background check and all or they are considered to be trespassing and you are in breach of your ground lease and subject to eviction.

I know of several HOA's in CA who have negotiated discounted payoffs of past-due balances & liens after 1+ year of non-payment.I think part of this depends on the size of the HOA, and honestly, whoever is the "dominant" member on the Board, coupled with the influence exerted by the professional property manager (this is all often influenced by the number of units under the HOA.)