I don't mean to be stand offish, though @Hattie Dizmond might tell you it's in my nature to be, but money is not what you need now :)

It will just become second nature.

I'm developing tough skin, so I know that's a possibility I may have to fact.

Therefore, english isn't ''natural'' for me. but yeah, I have people (family) who will ''sponsor'' my loans with the bank.

I have also grown some tough skin thru the events of REI for sure!

(he can since he has no skin in the game)  You are dead in the water without the proper protection.This can be a profitable proposition, or a very dangerous one.  

Then the Attorney will have some skin ( her/his ***) in the game if anything goes wrong and you can retain them for a reasonable rate.If you have any other paperwork, a first year Law Student should be able to rip it (and you) to shreds in Court, unless you have Legal training.

At first I was only looking for properties with a concrete basement because of the natural disaster - tornado.

All lenders have told me, I need to have some skin in the game for them to even consider. 

IE Re Brokerage which many make big bucks at then roll into investing and developing and lending etc. ( my path personally)5.5 Of those Myriad of options they could include  RE sales,,, Lending,, Note investing, Property management, Buy and Hold ( most popular)  Fix and flip, New construction, AG , Timber , Oil and Gas leases,  there is Many ways to skin a cat in the RE investing world.6.