Economy and employment trends have to do with a good reason to inest Ina city.  

Unlike passive rental income, the income from an active trade or business is subject to self employment tax (a nasty 15% tax commonly referred to a "social security and medicare" by working folks).

The best market throughout the US with the lowest active management costs, trending upwards for employment and population growth, low property taxes and insurance and high rent by ratio with high cap rate would have to be Jacksonville, FL. you can pm me for more info..

@Fay Chen If either of your parents will have earned income from self-employment, they may be eligible for a Solo 401k plan.

My question is is there a similar type of program or creative financing method I can use on a SFR?

In my wholesaling business if I haven't found a buyer using my own list/marketing methods, I'll do a flat fee listing on the MLS which will usually get it sold.  

The best market throughout the US with the lowest active management costs, trending upwards for employment and population growth, low property taxes and insurance and high rent by ratio with high cap rate would have to be Jacksonville, FL. you can PM for more info

That creates low NOI if you are using the BRRR method.

Up and thus don't allow for a great return just curious what methods are you using to locate properties currently here in Charlotte?

I won't have much saved, but we will be receiving 3k a month from the GI Bill until we can find  some part time employment, then that 3k will be additional.