Hello fellow BiggerPockets Investors,My name is Cat and I am EXCITED to be here! I am a recovering expertise Monetization Strategist (digital content/products, books and programs)- got a corporate job while I figured ...

Mailers are long term plays, expensive, and have a low success rate.

Defintely talk to a lender because there are a ton of factors that will play into the amount of next mortgage you can get- the biggest ones I dealt with were DTI ratio and the monthly payment I would have to make on that HELOC.

I wasn't playing any music, I was sitting working on my computer and there was no noise. 

Unfortunately the building I bought in does not support STR but I still think its a solid play as a regular long term rental.

And it's completely up to you and the amount you are willing to spend.If you are planning on making real estate a long-term play then you should definitely be on the hunt for a good accountant and attorney. 

If you're using your credit cards to invest in equities, that is a very risky play that could really bite you in the butt.

So, ideally that would be a cash-out refinance of your personal home to the highest LTV you can get on a conventional loan and then moving to a home that has an investment play associated with it (a house-hack or something else). 

Perhaps once you go through an agency you can make some notes on the process to ensure you and your lawyer are well prepared and can do it yourself if it ever happens again.Good luck and I hope Karma plays in your favour.

I am sure you know how to play basketball, but ain't nobody going to pay their money to watch you do it, so you don't get the big bucks like the dudes in the NBA.