Keep in mind the shorter the term, higher the interest, lower LTV, higher borrower credit, strong pay history, all add up to higher resale.

Like what is actually obtainable in most transactions.  

This serves most basic real estate transaction needs.

As far as how much it's worth, of course they are offering lower than expected.

Vacancy, capex and repair budgets are significantly lower in condos than other types of properties.

When the Banksters lower the interest rates to zero or like in Europe, negative interest, people with money have to scramble to save their assets somewhere else and try to make money.

The bank fees for a purchase transaction are 1% of the loan amount (1.5% if it is a cash out that is owned greater than 6 months) plus $695 in processing/underwriting fees.The interest rates for a non-recourse loan are as follows:-4.875% for a 5/1 ARM amortized over 20-25 years-5.375% for a 10/1 ARM amortized over 20-25 years-5.0% for a 10 year fixed loan that is amortized over a 10 year period-5.375% for a 15 year fixed loan that is amortized over a 15 year period-5.75% for a 20 year fixed loan that is amortized over a 20 year period-Special quotes may be given for multi-family property 3+ units, rural property, and high rise condominium units

It appears my only options are: (a) need more capital personally; (b) live in an un-safe areas (property values are lower). - Does anyone have any successful stories in this area?

@Mark Davis  Each time there is a transaction with a loan involved the lender will require a new, updated title search and a lender's title policy.  

It is a one way transaction into that specific account.