If there is a calculator on here that allows me to run numbers for updating an existing property and comparing options, I'd like to hear about it.

I'm a New Jersey investor and I've been utilizing the "subject-to" existing strategy for about 3 years.

Turned it into a 3 bed 2 bath by knocking out a closet and tapping into existing plumbing.

So HOA is not needed to complete the purchase and the loan.I want to get rid of HOA for 2 reasons1) The existing HOA mater insurance policy (commercial) is expensive ($5,000/yr) with very high hurricane deductible (5%) and covers exteriors only; besides I have to buy another 2 residential HO3 insurance policies, each to cover interior of each unit at $600/yr per unit.

Reference HUD SFH 4000.1Also, the Streamline 203k no longer exists.

Biden also proposed eliminating an existing tax break at death (the "step-up" in basis) that allows appreciated assets to pass to heirs tax-free.

Existing landlords are not selling and there’s absolutely no multis to be found anywhere in this two university town that has about 60,000 college students.

Sure you existing property has increased in value but so has every other rental property you are trying to buy.  

With stocks, information arbitrage does not exist.

Your application will show the entire existing project and identify the area which will be your existing home and the area that will be the ADU.