if the WL or IUL is designed incorrectly you will get F*cked by the agent ..remember I told you they dont make alot off these things ...so I how can they f*ck you and make alittle more $$$$???

I've avoided the "is it a good investment" debate, and have really just tried to focus on your completely incorrect understanding of compounding interest and time value of money.But, let me give a real world idea of what a bad investment paying your mortgage early really is:The markets I operate in average 5-10% appreciation per year.

If you believe your estimate is incorrect, you can always contest it (which I've done in King County successfully, saving thousands of dollars a year)As another example: in California, the tax value IS set to your purchase price, plus a modest inflation adjustment each year.

Networking is Key: One thing that's worked wonders for me is networking with local hosts, businesses, realtors, businesses and institutions. every rental market has its quirks .... w/ a bit of research you'll master your mtr in no time.  

Poorly designed, incorrect calculations on load of exterior bearing pressure.

However, filing an incorrect tax return can cost you even more, especially if you later have to redo it or if it is audited by the IRS.Also, if you have not filed an extension in April - you're already late anyway, so the October 15th deadline does not change the game all that much for you.In short, you may want to consider missing the October 15th deadline and having a competent accountant do the job after the deadline if your only alternative is filing a poorly prepared return.Important caveat: missing the IRS deadline technically puts you in non-compliance with the IRS, even if you get a refund in the end.

It has a specific meaning and I've seen people flamed on the forums for using it incorrectly. $2750 monthly rent - $1950 mortgage is $800...

If you have the correct street address, city, state and zip, but the name is incorrect will your mail still be delivered?

Joe is not completely incorrect, by any means.

What is clearly right and what is clearly incorrect?