I was just about to make a phone call and give a Credit Card over the phone to signup for their next event this weekend here in the Great Philadelphia area.

WRONG.As soon as the owner answered the door, I gave the whole " Hi my name is Terry, I would like to speak with you about purchasing your property" and handed a card........ very humbly but confident, as to not put anyone off.Immediately I get a F OFF and a door closed in my face.This has happened before and will more than likely happen again.Now normally I would walk away and cross that one off my list, do not visit, do not mail, however, I opened my mouth and some words were exchanged.Next thing I know the home owners wife has grabbed me by the shirt and starts shaking me!!!!!!!

Also, as you suggested, have the non-working spouse as the primary applicant.The issue is that they have international credit cards.

Business cards, Doorknocking, newspaper ads, Magnet sign on your car/truck works.  

MARKET yourself, put ads out on Craigslist, banner signs, business cards, drive for dollars (knock on doors), write letters to vacant property owners, and visit your county public records.  

Credit cards and credit lines from distributors is doable but large loans or even leases seem to be where the trouble is.

I thought there would be just ONE bank for ONE business credit card, but it turned out that they submitted my application to 7 banks (who knows, maybe more), which at least two are for personal credit cards.

One person had a breakdown since they couldn't get any properties and had to make the payment on the $33k borrowed on their credit card.

My days of hauling appliances around town are long gone; both places deliver.I do take advantage of their constant sales on appliances and use both 10 percent off coupons (purchased through ebay) AND gift cards purchased through online sources (often for 9 to 11 percent off the face value of the card) to help with the cost of such.Gail

My initial thought is to just bring them together and request a small commission, but there's also this thoughts that if I play my cards correctly I might be able to buy the house on contract myself for $60,000 and then turn around and contract the house out the interested party with a point higher interest and slightly longer term.