Just some food for thought.

There was decaying food in the kitchen and in the refrigerator with the electric off.

and USUALLY it is something that concerns the safety of the entire complex.

My suggestion is have a safety net and let the trust build slowly.

If it doesn't have a hand rail you might put one in, I would hazard a guess that is code to have a handrail (although I have 2 of these without handrails in my own home I think more recent safety codes would want them.

This is not a life safety issue- I dont think this will be a very big deal...Bet the contractors want you to tear it up and replace it:-)

I would like to use crowd funding for humanitarian investing, like homeless shelters, abused womens shelters, food banks, etc.

Not that anyone ever companied about more cash, but I don't need money to put gas in the car or food on the table (set for 1).

If you run the numbers through the calculator I posted above using 25% down and 75% loan, the returns are MUCH different, even after figuring payments.It might look like this;121K Investment108K Income (90% Return)- 50% Expenses= 54K Operating Income (45% Return)- 5K Return on Father's Investment (@4%)- 29K Payments (@5%/20Years)= 20K Net Income (16%)Just food for thought.

Just wanted to give you food for thought.