You can buy options on these fairly easily.

Please note that my advice was to see an attorney, to call officials and have them make a determination, not to accuse, but relay the facts.I said it sounds like....and, if the attorney is the note holder, I'd bet in such a case he'd hang his broker out to dry.The note, if originated illegally may be worthless.Joe, the applicable laws for OO so far are in the SAFE Act, TILA, Fair Credit Collections Act and state laws that will be similar to all states as to brokering.

But the local banks by me are all offering 4.5 to 5.25% for an interest rate on commercial loans for sfh - and the local banks aren't charging any points at all to do it.To me, I think an offering would be more fair at say 5% with a 5 year reset period (i.e. every 5 years, the rate resets based off some targeted funds rate - like Libor or something).That gives me a better rate going in and gives them some risk protection should rates go up significantly.Would like to hear if they've made any more adjustments to their program.

We're planning a trip there sometime fairly soon, though its more to look for real estate and possible retirement areas.Depending on the time of year you could look at areas further north of FL - GA, SC, etc.

That pretty well means that it is impossible for mankind to devise any method, system, program, arrangement or agreement of any kind that allows credits or reduces the fair market value that may lead to any purchase of residential property by an owner occupied buyer.

That's not fair to the agent(s) and other parties involved, and could end up giving me a less than stellar reputation as an investor.

It is a fairly consistent rule that larger returns come from loans in deeper distress or files that carry more difficult defects.

As much as you care that his tenants are treated fairly and with respect, they are his tenants.

My name is Rachelle and I am fairly new to the real estate investing world.

You seem like a great bunch of guys to network with locally and lever our resources.