Is there a common seaoning time with most lenders or can it be done within the next month?

80/20 loans were common practice during the bubble. 100% financing by taking two separate mortgages.

Its in an area which is extremely desirable for renters and buyers.

The extremely successful "ol time" real estate investors that I know have become rich because they are the working their butts off during the "hard times" of the market.

Some areas are extremely difficult to sell retail because of competition from REO properties.

Then a conference committee will negotiate to a common bill that both the House and Senate will vote on.

In all seriousness, no there is no need to go to extreme measures.

I agree with Lee Common & others-Owner finance or other creative financing may take off as good people cannot be approved for a mortgage.I make no predictions regarding banks and politicians fixing anything in a logical or timely manner unless it lines their own pockets.

As a business professional, I consider myself extremely dedicated to community development locally as well as across the US.

I can't really see bringing manufacturing back, mainly because we are used extremely low cost of goods and nobody will work as cheap as the Chinese, Indians, etc.However, I do see America creating a totally new mini economy like we did with the Internet.