They usually require that you pay for all plans and permit fees and have foundation in before you receive your first draw so the fact that these items seem to be in place already might make it easier for you. 

Depending on when and how notice was given to the tenants, it could require you to wait an extra month or so.Good Luck

That would probably be an extra 7k. 

There usual answer is $5 to $10k Instead of asking themselves "what is the absolute maximum profit I can extract from this deal, while still leaving just enough margin to provide value to the marketplace?"

If you have to pay a little extra it should be nominal at best and built into the electrical budget. 

Im willing to use my car as extra collateral on the home, and have 20% to put down.

Usually $2,800-$3,300, then you add the prepaid items such as insurance, taxes, etc..I can give you the names of two lenders that can do the loan.

I know there are a lot of great investor friendly agents on here already, but if you do need an extra or are thinking of using one here and there please keep me in mind!

I usually make mine around December 15th. 

Otherwise, you're just guessing.I can tell you in my area there's a pretty decent discount, usually more than the cost of adding central heat and air.