The offers I'm getting are off market offers through a broker.

Purchase price: $69,000 Sale price: $79,000 Ocean Shores off-market fixer wholesale STR

If you are looking for help in a different market I can help in KC.

(total approx 200k)We cannot find anyone to loan us money (ok we tried like 2 places)---I just never thought this would be so difficult because we own a house outright & we are still getting turned down because of 2 late mortgage payments when my husband was injured & out of work for 5 months last year.We both work and made enough money on our first flip to buy the 350k house outright.I am a real estate agent & our area is very rural. 

Any advice for finding / approaching owners for off market deals? 

I used to live in the Miami/Fort Lauderdale area, but since I moved to Tampa in 2020 to build my real estate company, I've never looked back, lol.

I'm still not following what you're saying about where the list service obtains the "current market value" of the home.

Problem is the cost of these improvements is not justifiable if you were to get bids on the open market.

Here are some data points from the past month:Real Estate UpdateHere's the latest market report (based on single-family homes):Mortgage Rates:30-year conventional rate today is 6.27%30-year VA rate today is 5.69%Median Sales Price:June: $485,000July: $487,483August: $480,000New Listings:June: 1,920July: 2,068August: 2,153Median Days on Market Until Sale:June: 13July: 14August: 16Months Supply of Inventory:June: 2.3July: 2.8August: 2.9What does "Months Supply of Inventory" mean?

Cincinnati is a great market to invest in!