Usually the lenders want to see a couple of years of tax returns in order to see your income history.

It looks like this requires a revenue history to qualify so this could be a deal breaker.

Also work history and living history.

also know history on mechanicals roof, AC etc.  

I have a decent credit history in the high 600s and some 43k of student loan debt from a Master's which culminated in a therapist position. 

We have done 4 deals, during tax season I now send him my tax return and W2s so I have 1 less thing to send him when applying for a new loan, by doing this he can review my finance and give me a heads up if he foresee any issues in obtaining a loan.Nothing wrong in going to someone else if they give you a better deal but if you find someone that goes above and beyond and you have a history with it just makes things go easier..

hello everyone from BP.i am about to fill out my mortgage application for a multi family rental property. credit is tier 1 my co applicant's credit is tier 1. between the both of us we have 25% or more for a down payment. my co app has a good steady job and job history. here is my worry. after being at my last job as a waiter in a restaurant for 10 months, they got into some issues and closed down. i spent a month just working side gigs until i found something. im now at a new job in the same industry with better pay but have only been here for 2 months. im thinking that the bank (wells fargo) will not consider my income. if thats the case we wont be able to secure financing with only using my co applicants income. any suggestions ?

In my experience, having 2 years of earning history is pretty standard requirement.

I eliminate based on personality, attitude, and many other risk factors that many landlords would never consider.Plus of course all the standard, credit score, employment history, income, landlord references etc.

I would make sure you have created a rental criteria that outlines income and credit requirements as well as how you will treat those with a criminal background or eviction history.