In the explanation of what an ARM is and why someone might prefer it, the course mentions that hybrid ARMs often have an initial fixed period of the loan in which the interest rate is usually lower than what you might get with a standard fixed-rate mortgage.I was wondering if anyone had any experience or thoughts on using this initial fixed period to obtain a low-interest rate and then refinancing to a fixed-rate mortgage before the ARM is adjusted.

If you have a bad team, owning a 3/2 1500sqft home with 2 car garage meets BP standards, but it still sucks.

We used a FHA 203K Standard loan.How have other people done this, like @Craig Curelop mentions in his House Hacking book? 

Is this the standard that you guys are seeing in NJ or Essex county? 

You have to be permitted to build on those lots using the development standards in place prior to the Zone Change (setbacks, height restrictions, lot coverage, floor-area-ratio (FAR), minimum unit sizes, etc).

Now they are requesting that someone else stay in the unit with them for additional 5 months .They knew about this earlier before renting it and they intentionally did not mention it because it says in the STANDARD lease that they just need to ask permission.

Sounds like it was due to an unexpected lien that wasn’t discovered until 12 hours prior to closing, therefore they cancelled the closing that was set for Friday. 

This would normally have been discovered during Title before closing.

I'm new to real estate investing and I'm searching for a multifamily, but I'm struggling with what information i should really be focusing on when discovering a new market to invest in (total population, number of jobs in the area, etc.).

Even though there is generally an exception to coverage for parties in possession in the policy, the standard practice is to delete it on receipt of a Seller's Affidavit that states there is no one in possession other than the Seller.