They are criminals!

The Parties acknowledge and agree that any misrepresentation or deliberate omission of fact that would induce Bank of America, an Investor or a Mortgage Insurer to agree to the terms of a short payoff that would not have been approved had all facts been known, constitutes Short Sale Fraud and may subject the responsible Party to civil and/or criminal liability.12.

You've got to do something ridiculously criminal to screw up so bad that some attorney will take on a case for free because of how easy the path to taking your money is.

On the other side of the political spectrum, it’s about the plight of our most vulnerable citizens — and how the city has essentially criminalized their very existence.

I once found a web site that showed police/criminal activity per type of offense in just about every city in the US.

People don't usually become criminals over night (even with the loss of a job and medical bills). 

They exist on a spectrum from borderline criminal all the way to brilliant leaders of their industry.

I have Permanent Residency in Brazil and a daughter and I have been in Court for many years waiting for the Judge to Subpoena the Criminal who Squated in my beachhouse etc.

We go through creditbureareports.com for credit and criminal record searches.

@Sebastian Pociask what will show on the criminal history if they have a "CPN"  and say a common name like Joe Smith?