(Adobe's export to excel works very poorly and usually does not put everything in the same column, allowing you to create sorts and filters).

The bank is none the wiser and it creates problems in the banking industry.

What it does is postpone the inevitable and create tension over a longer period of time.

You need to either buy or create a massive list and start going crazy cold-calling people (especially in your market).

Then I can create another thread and we can discuss it there?

You should create a list of problems and then proactively figure out how you will handle them.

Basically is your solution solving an issue for them or creating one?

They can create an edge on the rest of the investors. 

Not only are you creating a lot more work for yourself but you’ll also need to pay to open and maintain those LLCs to your state and CPAs will typically charge extra for an entity tax return.

You'll need one anyways to create your PPM.Disclaimer: I am definitely not anything remotely close to an attorney, and thus not qualified to give actual legal advice.