Obviously it is time consuming, but doable. 

Do you have any consumer debt or high interest debt?

There are usually state limits on interest rates and penalties, as well as consumer protection limitations.

I've been consuming information and podcasts for 18 months and its time to get active in the forums.

Many people are pretty surprised when they find that the FICO scores that are used my mortgage lenders tend to be considerably lower than the ones consumers are getting from say their credit card company.

I also want to eventually use my degrees once I reach a certain age (I can't knock on doors forever) to teach real estate at a community college.

Challenges:Due to past tenants stealing utilities at this property I had to go through some extra steps with the utility company which was time consuming.

And some of the information they need is actually gathered directly from the consumer.

The banks view them as a consumable that has an expected life span, so they don't want a 25 year mortgage on a mobile that is already 20 years old.

Corn is used in thousands of consumer food products.