I invest heavily in the Columbus market and work with primarily OOS from California who invest in Columbus due to the tech growth.

The permit is based of a construction estimate.

My partner and I invest primarily in small multifamily.

If the lease language is silent, and all of the communication was verbal, the tenant can argue he's still under contract with you. 

My biggest concern is the flood certificate says the main floor of the property is 3.7 feet above Base Flood Elevation.

It's a plus if they offer any good bundling options for an umbrella policy for 2-3 homes, as we're looking to get one for the first time.I know some insurers have been leaving the CA market recently so looking for updated recommendations based on your personal experiences.Thanks!

Will you want or need to rezone based on what you wish to build?

FCI covers almost every state, are not overly expensive, but they are a big company and sometimes the different parties don't communicate well with each other.I have also used Allied and August servicing with good results.

I say you should weigh those options for yourself based on research.

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provide support for the property tax appeals process.