Have an idea of the limits you want quoted     - Building - cost to rebuild    - Contents: do you have any business property there (appliances that are not built-in,         maintenance equiptment, furnishings in common areas) - what is the cost to replace them    - Business Income:  What is the total rents minus the costs that don't continue    - Liability:  What limit are you looking for2.

Be a lot more shrewd with what you're doing, research this stuff, and have some conviction on the direction you want to go based off the goal you're trying to reach.

My goals in the next few years would be to achieve financial freedom and I know that is possible with the house.

My goal is to find a hard or private money lender who will allow me to keep my HELOC in place since it is such a short turnaround.  

My long-term goal is to replace my income with passive income to not have rely on my day job.

Particularly be sure to include your goals for real estate investing so that folks can help you. 2) Follow your favorite forum topics and set up keyword alerts!

My goal is to build a portfolio that provides as much income as possible within the next 5 years, so I am thinking STR. 

It is because I am easy to be found by the RIGHT audience, and when I am found by said right audience, they become obsessed filling in MY form and only my forms.The secret is, there is no secret.It is simply common sense staring right in the face.

Common fees will include a set-up fee, a leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.

The downside is more maintenance and repairs, more toilets, stoves, water heaters etc...Depending on what your goals are for the investments and your acquisition strategy would point you toward one asset class or another.