How long are you going to keep the place and how quickly are rents going up in your area? 

We know up front what can and can’t be done.  

Basically you could only recognize up to 578K of business losses again other w-2, int/div income.

You're in a tough spot, but here’s what you can do:IRS Payment Plan: Set up a payment plan with the IRS to spread out the $200K tax bill.

This blows my mind.I'm curious what sorts of things require you to be at your property "in a pinch" that would require you to be closer than 45 minutes.I live 2,000+ miles from my 12-doors and I have never had an issue that couldn't be solved by picking up a phone.Heck, I don't think a local PM would even make it to your property in under 45 minutes if you "needed" them to.

But now I am wondering if those options have dried up and she is looking at the Mold issue as an excuse to not paying rent and dragging her foot.5) I verified their lease, I do see mold clause in there asking the tenant to inform immediately about any mold.Could you please advise ?

Marty,Avoid templates because they are specific to certain factors and by following someones BRRRR you open yourself up to mistakes. 

I don't know too much about North Charleston and Summerville specifically but investing in real estate has been challenging country-wide since rates went up. 

I wouldn't be buying in CA.Growing up in the SoCal area, yes the appreciation has been great the past 20 years; but they way the state is headed, people continue to leave.Red tape in California has caused business to evacuate, high net worth individuals are also beginning to exit the state.Food for thought.

Simply tell the lender you are getting a  quote from what your middle score is.