@Leo RobinsonI love that you're looking to chase the deals, and EVERY American market is more landlord friendly than Ontario, but I'm not up for the challenge as a new investor.

I got a $48K conventional mortgage for my first investment property with 20% down through WaMu last year (now Chase).

HUD has better things to do than to chase down sq ft tenant violations.

This is less hassle to deal with two tenants rather than four, but you do lose the ability to chase the students for amounts owing.If the couple is close, you may also consider no co-signers but a higher deposit to offset the additional risk. 

Those cities have chased the mobile home sales dealerships out of town.

I wouldn't bother chasing the co-signer.

It may not work as smoothly now (although I would not know why), but I have done this a few times with 2 LLCs in the past with Chase and Wachovia.

I haven’t been because I don’t want to chase them.

I feel like it’s my duty to chase after whatever I can get in these cases, on principle essentially to discourage them from doing it again to someone else.

I have never chased money in my life and the way the question is posed, that 1 million dollars is to be used to chase more money.